Catch every fraudulent bank statement before approval
Keep your lending pipeline clean and secure by stopping document, accounting, behavioral, and transactional fraud before they enter your loan book.
Trusted by
Trusted by
in-built checks
in-built checks
accuracy in fraud detection
accuracy in fraud detection
more fraud detection
more fraud detection
more fraud classification
different types of fraudulent activity identified automatically
reduction in fraud with Account Aggregator-enabled verification
more fraud classification
different types of fraudulent activity identified automatically
reduction in fraud with Account Aggregator-enabled verification
Screen every bank statement for fraud
FinBox BankConnect is our industry-leading bank statement analyzer designed to give lenders total confidence in their onboarding and underwriting. It combines document fingerprinting, deep transactional and behavioral analytics, and advanced AI-driven checks to detect more than 15 types of fraud. With over 150 built-in rule checks, BankConnect stops bank statement fraud in its tracks while ensuring smoother experiences for real customers.
Whether it is PDF tampering, round-tripping of funds, fake salary credits, or unusual tax transactions, BankConnect uncovers what others miss. Seamlessly integrated into your digital lending journey, BankConnect powers instant, automated, and audit-ready fraud checks so you can cut losses, clean your funnel, and accelerate approvals with maximum precision.
See FinBox BankConnect in action
See FinBox BankConnect in action
Discover how advanced analytics uncover document tampering, fake transactions, and unusual account behavior to keep your lending pipeline secure.
Why top lenders trust FinBox BankConnect to fight fraud
Why top lenders trust FinBox BankConnect to fight fraud
Document Fingerprinting
Detects even subtle document tampering by scanning metadata, font, date, logo, and structure against authentic samples to flag forgeries invisible to the naked eye
Accounting Fraud Detection
Identifies inconsistencies in starting, ending, and running balances, detects misstatements in totals, and finds discrepancies in accounting flows typical of manipulation
Behavioral Fraud Analytics
Flags suspicious bank behaviors like salary in perfect multiples, unchanged salary at year-end, or temporary fund inflows/round-tripping aimed at gaming scores
Transactional & Pattern-Based Checks
Surfaces “red flag” transactions such as cash deposits on holidays, RTGS values below thresholds, excessive cash activities, tax payments in round hundreds, and more
Customizable Checks & Deep Analysis
Supports both standard and lender-specific fraud rules, with 150+ check types and cross-validated false positives, ensuring minimal friction for genuine customers
360-Degree Profile Analysis
Builds a holistic risk view by integrating credit score, bank activity, financial behavior, and even merchant spend patterns for more definitive approvals
Instant, Actionable Insights
Automates fraud checks with rapid results so there is no waiting for secondary review. Lenders can instantly review flagged patterns and act before fraud slips through
Audit-Ready, Explainable Outcomes
Every fraud flag includes a transparent rationale and supporting data, ensuring audit trails and regulatory confidence for every decision
Proven Business Impact
Real-world implementation shows 45% fewer fraudulent applications, 96% detection accuracy, up to 30% lower operational costs, and higher approval rates, used and trusted by 100s of lenders from NBFCs to Banks
Document Fingerprinting
Detects even subtle document tampering by scanning metadata, font, date, logo, and structure against authentic samples to flag forgeries invisible to the naked eye
Accounting Fraud Detection
Identifies inconsistencies in starting, ending, and running balances, detects misstatements in totals, and finds discrepancies in accounting flows typical of manipulation
Behavioral Fraud Analytics
Flags suspicious bank behaviors like salary in perfect multiples, unchanged salary at year-end, or temporary fund inflows/round-tripping aimed at gaming scores
Transactional & Pattern-Based Checks
Surfaces “red flag” transactions such as cash deposits on holidays, RTGS values below thresholds, excessive cash activities, tax payments in round hundreds, and more
Customizable Checks & Deep Analysis
Supports both standard and lender-specific fraud rules, with 150+ check types and cross-validated false positives, ensuring minimal friction for genuine customers
360-Degree Profile Analysis
Builds a holistic risk view by integrating credit score, bank activity, financial behavior, and even merchant spend patterns for more definitive approvals
Instant, Actionable Insights
Automates fraud checks with rapid results so there is no waiting for secondary review. Lenders can instantly review flagged patterns and act before fraud slips through
Audit-Ready, Explainable Outcomes
Every fraud flag includes a transparent rationale and supporting data, ensuring audit trails and regulatory confidence for every decision
Proven Business Impact
Real-world implementation shows 45% fewer fraudulent applications, 96% detection accuracy, up to 30% lower operational costs, and higher approval rates, used and trusted by 100s of lenders from NBFCs to Banks
Proof of impact
Discover how InCred Finance transformed its digital lending operations by deployingFinBox BankConnect for advanced fraud detection. Leveraging automated analytics and AI-powered checks, InCred was able to identify fraudulent documents with remarkableprecision, minimize false positives, and dramatically accelerate funnel clean-up.
How InCred Finance Achieved 98% Fraud Detection Accuracy with FinBox BankConnect
98%
accuracy in fraud detection
60%
reduction in false positives
3X
Faster funnel-clean ups
Proof of impact
Discover how InCred Finance transformed its digital lending operations by deployingFinBox BankConnect for advanced fraud detection. Leveraging automated analytics and AI-powered checks, InCred was able to identify fraudulent documents with remarkableprecision, minimize false positives, and dramatically accelerate funnel clean-up.
17%
Increase in approval rates
₹3-4 lakhs
Growth in average ticket size in business loans segment
41%
Account Aggregator adoption rate vis-a-vis 8% concurrent industry average
Proof of impact
Discover how InCred Finance transformed its digital lending operations by deployingFinBox BankConnect for advanced fraud detection. Leveraging automated analytics and AI-powered checks, InCred was able to identify fraudulent documents with remarkableprecision, minimize false positives, and dramatically accelerate funnel clean-up.
How InCred Finance Achieved 98% Fraud Detection Accuracy with FinBox BankConnect
98%
accuracy in fraud detection
60%
reduction in false positives
3X
Faster funnel-clean ups
Frequently asked questions (FAQs)
Create tailored application flows with drag-and-drop simplicity and implement adaptive forms — all without coding — using our Journey Builder. Engage prospects early on with our interactive Loan Simulator, helping borrowers understand options before applying and increasing qualified lead conversion.
Personalised borrower experiences, at scale
Create tailored application flows with drag-and-drop simplicity and implement adaptive forms — all without coding — using our Journey Builder. Engage prospects early on with our interactive Loan Simulator, helping borrowers understand options before applying and increasing qualified lead conversion.
Personalised borrower experiences, at scale
Create tailored application flows with drag-and-drop simplicity and implement adaptive forms — all without coding — using our Journey Builder. Engage prospects early on with our interactive Loan Simulator, helping borrowers understand options before applying and increasing qualified lead conversion.
Personalised borrower experiences, at scale
decisions, stronger risk controls
decisions, stronger risk controls
decisions, stronger risk controls
AI-powered credit intelligence
AI-powered credit intelligence
AI-powered credit intelligence
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Comprehensive lending analytics
Trusted by 100s of enterprises
Trusted by 100s of enterprises
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy it’s more than a rules engine; it’s a full lending system.
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
The Strategic Advantage of Partnership Lending
The Strategic Advantage of Partnership Lending
The Strategic Advantage of Partnership Lending
Download our industry-leading whitepaper, Embedded Credit at Scale — a practitioner’s guide for NBFCs featuring actionable insights, benchmarks, and real-world case studies on how top NBFCs are scaling smarter and faster with FinBox Prism.
Download our industry-leading whitepaper, Embedded Credit at Scale — a practitioner’s guide for NBFCs featuring actionable insights, benchmarks, and real-world case studies on how top NBFCs are scaling smarter and faster with FinBox Prism.
Download our industry-leading whitepaper, Embedded Credit at Scale — a practitioner’s guide for NBFCs featuring actionable insights, benchmarks, and real-world case studies on how top NBFCs are scaling smarter and faster with FinBox Prism.
Embedded credit at scale
A practitioner’s guide for lenders and loan service providers
Embedded credit at scale
A practitioner’s guide for lenders and loan service providers
Supercharge lending
Step confidently into a new era of fraud-free lending
Streamline onboarding, accelerate lending, and enable data-driven decisioning
Step confidently into a new era of fraud-free lending
Powering Credit Infrastructure at Scale
sales@finbox.in
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