Bengaluru, India – 16 September 2025 :  

FinBox, a leading credit infrastructure fintech, today announced a Series B fundraise of $40 million (mix of primary and secondary), led by incoming investor WestBridge Capital, with participation from existing investors, A91 Partners and Aditya Birla Ventures. The funding is a strong endorsement of FinBox’s product quality, velocity, and the remarkable traction it has achieved. 

The news comes as digital lending surges across the country. FinBox is at the forefront of this shift - with lenders using their solutions to digitize loan origination, credit decisioning, and delivery.  

The company is building the operating system for lending in India. If you’ve taken a digital loan in India, chances are FinBox powered part of that journey. 

FinBox counts prestigious lenders like HDFC Bank, Kotak Mahindra Bank, Poonawalla Fincorp, Aditya Birla Capital, Muthoot Fincorp, Tata Capital and many other large enterprises and fast-growing platforms amongst its customers 

The fresh capital will be used to accelerate investments in technology, fuel international expansion, and deepen FinBox’s product offerings. The company is betting big on digitizing lending through its AI-native digital lending platform, Sentinel BRE & Partnership Lending Stack (Prism) while continuing to help lenders manage risk with its data & API suite – BankConnect, DeviceConnect & KYC APIs. The company will also expand their portfolio of solutions to build agentic AI workflows & a fraud intelligence suite. 

Pictured: FinBox founders from L to R: Srijan Nagar, Nikhil Bhawsinka, Anant Deshpande and Rajat Deshpande

“This funding marks an important milestone in our journey to redefine credit infrastructure and intelligence for the next decade,” said the FinBox founding team – Rajat, Anant, Nikhil & Srijan. “With the trust of our customers and the backing of our investors, we are committed to building a global-scale fintech infrastructure company that is made in India. Our mission is to empower lenders to source better, underwrite faster, fight fraud more effectively, and extend fairer, more accessible credit to millions. We will continue to deepen our digital lending stack, launch new products, and expand internationally—while staying true to our vision of creating sustainable, world-class financial infrastructure from India for the world.”  

“FinBox has established itself as a product-first platform that addresses critical gaps in India’s credit ecosystem. Their modular architecture, data intelligence, and embedded applications create a strong foundation for scalable digital lending. We believe FinBox is well positioned towards becoming an integral layer of India’s evolving digital credit infrastructure, and we are excited to partner with them in their next phase of growth” said Deepak Ramineedi (Partner, WestBridge Capital). 
 
Emphasizing their long-standing association with the fintech, Aryaman Vikram Birla, Founder, Aditya Birla Ventures, added “It has been a rewarding partnership with FinBox, whose evolution into one of India’s leading digital credit infrastructure platforms has been both impressive and instructive. The team is well positioned to continue building industry defining products and play a pivotal role in powering India’s digital credit infrastructure in an AI-enabled era.  We remain excited about the road ahead and the shared opportunity to build the rails for India’s next-generation credit ecosystem”. 
 
Reacting to the fund raise, Kaushik Anand (Partner, A91 partners) said "We are excited to up our investment in FinBox. They’ve prudently been building the rails for digital lending. This fundraise will help further expand their product suite for banks and NBFCs.” 

FinBox’s offerings already power dozens of lenders and enterprises, facilitating seamless, omnichannel customer onboarding, instant underwriting, and embedded distribution across diverse ecosystems. With this new capital, the company aims to extend its leadership in embedded finance while pioneering new applications of AI and alternate data in credit decisioning. IndigoEdge acted as the sole financial advisor to the transaction. 

For more information, please contact: 
 
Mayank Jain: mayank@finbox.in