FinBox raises $40M Series B
BankConnect
AI that reads every statement and document your borrowers send
Analyse bank statements and read NICs and loan documents with built-in OCR, so your credit team works from clean, verified data.
Analyse bank statements and read NICs and loan documents with built-in OCR, so your credit team works from clean, verified data.
A/c No: 534323252
Rent Payment
Other Income
Salary Income
INR 50,000
Credited to your account
INR 10,000
Debited from your account
INR 15,000
Credited to your a/c
Credited to your account
BankConnect
AI that reads every statement and document your borrowers send
Analyse bank statements and read NICs and loan documents with built-in OCR, so your credit team works from clean, verified data.
A/c No: 534323252
Rent Payment
Other Income
Salary Income
INR 50,000
Credited to your account
INR 10,000
Debited from your account
INR 15,000
Credited to your a/c
Trusted by
Came for FinBox? Stay for the intelligence. Explore our AI library of research, industry data and lending insights.
≥ 95%
Field extraction accuracy on printed documents
≥ 85%
Accuracy in categorising transactions
< 3 sec
To process a document or statement, on average
Actionable insights for accurate decisioning
BankConnect reads every line of a bank statement and shows you how a customer earns, spends and repays. Income, recurring obligations, missed EMIs and merchant spends come together in one profile, so your credit team has the full picture before they decide.
72
Credit worthy score
Spend analysis
Shopping
₹12,450
Food
₹3,200
Travel
₹7,899
EMI Bounce
₹18,000
Suspicion
₹8,500
Small RTGS
₹2,400
Underwriting doesn't wait.
Neither should your team.
Personal Finance
Underwriting
Build PFM offerings that drive revenue
Know how each customer earns, spends and repays across bank and M-Pesa statements, down to the merchant, and offer the right product when they’re most likely to say yes.
500+
predictors drawn from every statement
30%
more obligations detected than competing products
900
point BankConnect Score to sit alongside your CRIB checks
Underwriting doesn't wait.
Neither should your team.
Personal Finance
Underwriting
Build PFM offerings that drive revenue
Know how each customer earns, spends and repays across bank and M-Pesa statements, down to the merchant, and offer the right product when they’re most likely to say yes.
500+
predictors drawn from every statement
30%
more obligations detected than competing products
900
point BankConnect Score to sit alongside your CRIB checks
Trusted by 100s of enterprises
Trusted by 100s of enterprises
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Saurabh Jha
Policy Head
Muthoot FinCorp ONE
Supercharge lending
Streamline onboarding, accelerate lending, and enable data-driven decisioning
Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending
Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending
Risk Management
Identity Verification
Risk Management
Identity Verification
Risk Management
Identity Verification
Actionable insights for accurate decisioning
Detect expenses, income, obligations and even merchant category spends to build a holistic customer profile for precise decisions that help you underwrite confidently.
72
Credit worthy score
Spend analysis
Shopping
₹12,450
Food
₹3,200
Travel
₹7,899
EMI Bounce
₹18,000
Suspicion
₹8,500
Laundering
₹2,400
72
Credit worthy score
Spend analysis
Shopping
₹12,450
Food
₹3,200
Travel
₹7,899
EMI Bounce
₹18,000
Suspicion
₹8,500
Laundering
₹2,400
Actionable insights for accurate decisioning
Detect expenses, income, obligations and even merchant category spends to build a holistic customer profile for precise decisions that help you underwrite confidently.
72
Credit worthy score
Spend analysis
Shopping
₹12,450
Food
₹3,200
Travel
₹7,899
EMI Bounce
₹18,000
Suspicion
₹8,500
Laundering
₹2,400
72
Credit worthy score
Spend analysis
Shopping
₹12,450
Food
₹3,200
Travel
₹7,899
EMI Bounce
₹18,000
Suspicion
₹8,500
Laundering
₹2,400
Fraud doesn't wait. Neither should your team.
Personal Finance
Underwriting
Build PFM offerings that drive revenue
Detect income, expenses, merchants and obligations with ease. Build comprehensive customer profiles to enable smart recommendations that lead to upsell.
37%
more non-salaried earnings uncovered
54%
better income detection
71%
users prefer sharing their financial information via Account Aggregator
Detect more transactions with advanced analytics
More conversions with reduced drop-offs
Faster response times than other products
FinBox raises $40M Series B