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LOS

One AI-powered platform for every lending journey.

From application to approval and disbursement, FinBox LOS brings together omnichannel journeys, borrower intelligence, credit decisioning and lending workflows in one composable platform.

From application to approval and disbursement, FinBox LOS brings together omnichannel journeys, borrower intelligence, credit decisioning and lending workflows in one composable platform.

Apply Loan

KYC

Bureau Pull

Risk Score

Approval

LOS

One AI-powered platform for every lending journey.

From application to approval and disbursement, FinBox LOS brings together omnichannel journeys, borrower intelligence, credit decisioning and lending workflows in one composable platform.

Apply Loan

KYC

Bureau Pull

Risk Score

Approval

Trusted by

12w
12w

Launch a new credit product in as little as 2 weeks

0X
0X

Better training and implementation experience

0 point
0 point

NPS lift for a leading lender

Everything your lending operation needs, in one system.

Everything your lending operation needs, in one system.

FinBox LOS is the workflow layer for lending โ€” bringing credit, operations and risk-control workflows together for first-time-right case assembly and human-in-the-loop approvals.

Bureau

Bureau Score

Income

Email

Offers

Phone

Bank

GST

Application

Custom

Buy Now Pay Later

Term Loan

Bank Loan

Youโ€™re eligible for a loan upto

โ‚น 50,000

Interest period in years

0

10

4.5

Generate credit link

Youโ€™re eligible for a loan upto

โ‚น 50,000

Interest period in years

0

10

4.5

Generate credit link

1. Acquire and apply

Launch lending journeys across app, web, WhatsApp and branch, with configurable experiences for different products and customer segments.

2. Verify and assess

Bring together credit, financial, device and alternative data with identity, document and verification workflows to build a complete borrower view.

3. Decide and approve

Apply credit policies, scoring, eligibility and risk models, with AI-powered intelligence and human judgement where it matters.

4. Disburse and scale

Move approved applications into your existing lending systems and scale across products, channels and partner-led programmes.

Bureau

Bureau Score

Income

Email

Offers

Phone

Bank

GST

Application

Custom

Buy Now Pay Later

Term Loan

Bank Loan

Youโ€™re eligible for a loan upto

โ‚น 50,000

Interest period in years

0

10

4.5

Generate credit link

Built-in intelligence for every lending journey.

Built-in intelligence for every lending journey.

FinBox brings together the capabilities lenders need across customer interaction, data intelligence, decisioning and lending workflows โ€” so teams can build, launch and scale lending without rebuilding their stack.

Personalised borrower experiences, at scale

Faster decisions, stronger risk controls

AI-powered credit intelligence

The complete lending dashboard

AI for lending operations

Automate borrower interactions, document work, case preparation, and underwriting support.

Journeys across every channel

Build adaptive loan journeys across mobile, web, branch, agent, merchant, and partner channels.

Risk intelligence at application

Add device, behavioural, and fraud-risk signals to support responsible credit decisions.

Solutions

Originate loans faster. Make every application count.

Originate loans faster. Make every application count.

Drive higher conversions across loan products and origination channels with one unified platform that empowers your teams to design, automate and optimise lending processes for measurable business impact.

Improve application completion|
Guide borrowers through streamlined journeys across app, web, WhatsApp and branch, with clear next steps and automated data capture.

Create journeys super fast

Generate custom lending journeys using AI-powered prompts or select from our library of pre-configured templates spanning personal loans, business loans, education loans, LAP, and home loans. No coding requiredโ€”just describe your requirements and watch your journey come to life.

Reduce turnaround time
Automate document processing, verification, data collection, routing and repetitive lending workflows so applications move faster

Perfect every borrower interaction

Fine-tune workflows, modules, pages, fields, and validation rules with granular control. Customize decision logic, integrate third-party services, and adapt journeys to match your exact business requirements and compliance needs.

Help credit teams focus on judgement

Use AI-powered agents to classify, extract and triangulate documents and assemble decision-ready cases for credit teams.

Deploy across every channel

Go live instantly across multiple origination channelsโ€”mobile apps, web portals, partner platforms, and branch systems. Maintain consistent experiences while adapting to channel-specific requirements with our responsive journey engine. 

Make better credit decisions
Bring together credit, financial, device and alternative data with configurable policies, scoring, eligibility and risk models.

Built to work with your lending ecosystem
FinBox works alongside your existing core banking, LOS and LMS โ€” so you can add new lending capabilities without replacing the systems that already work. 

Unlock the future of embedded credit

Discover how fintechs are scaling credit products through embedded finance in our whitepaper, โ€œEmbedded Credit at Scaleโ€, packed with practitioner insights.

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers

Resources and publications

Resources and publications

Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Supercharge lending

FinBox raises $40M Series B

FinBox raises $40M Series B

Unlock the future of embedded credit

Discover how fintechs are scaling credit products through embedded finance in our whitepaper, โ€œEmbedded Credit at Scaleโ€, packed with practitioner insights.

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers

Unlock the future of embedded credit

Discover how fintechs are scaling credit products through embedded finance in our whitepaper, โ€œEmbedded Credit at Scaleโ€, packed with practitioner insights.

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers

Unlock the future of embedded credit

Discover how fintechs are scaling credit products through embedded finance in our whitepaper, โ€œEmbedded Credit at Scaleโ€, packed with practitioner insights.

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers

Embedded credit at scale

A practitionerโ€™s guide for lenders and loan service providers