FinBox raises $40M Series B

FinBox raises $40M Series B

Journey Studio

Launch Credit Products

in Days, Not Months

credit decisioning

credit decisioning

Build, optimize, and launch onboarding journeys with AI-powered FinBox Journey Studio. 

Build, optimize, and launch onboarding journeys with AI-powered FinBox Journey Studio. 

Trusted by

Trusted by

Press release

FinBox raises $40M Series B to power faster, fairer, and more inclusive credit

Solutions

Products

Resources

0X
0X

faster launch for new loan journeys

0%
0%

reduction in implementation costs

0X
0X

higher conversion rates with optimized journeys

Automate lending journeys at speed

Credit Underwriting

Identity Decisioning

Partnership-based lending

Fraud Detection

Case Management

Turn complex policies into neat workflows

Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.

95%

reduction in TAT for policy changes

176%

Desc for metric 1

67%

reduction in engineering effort

Automate lending journeys at speed

Credit Underwriting

Identity Decisioning

Partnership-based lending

Fraud Detection

Case Management

Turn complex policies into neat workflows

Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.

95%

reduction in TAT for policy changes

176%

Desc for metric 1

67%

reduction in engineering effort

Introducing Journey Builder

Build any lending journey your business needs

FinBox Journey Studio enables lending teams to launch customer onboarding journeys through its AI-powered visual workflow builder. It makes speed a competitive advantage and turns GTM into a breeze for new products and programs. While traditional implementations lock you into months of development cycles, we get you market-ready in days delivering enterprise-grade reliability your customers expect

Build digital lending workflows that scale

Launch new products

Modify Live Journeys

Optimize conversions

Add new integrations

Cale partner networks

Building digital lending journeys from scratch takes months of development time with 6+ teams coordinating haphazardly 

Start with battle-tested industry- templates for personal loans, business loans, LAP, home loans, education loans, and vehicle finance. Use AI prompts to generate custom workflows instantly. Pre-built components handle everything from onboarding to disbursement.

90%

faster time-to-market

Build digital lending workflows that scale

Launch new products

Modify Live Journeys

Optimize conversions

Add new integrations

Cale partner networks

Building digital lending journeys from scratch takes months of development time with 6+ teams coordinating haphazardly 

Start with battle-tested industry- templates for personal loans, business loans, LAP, home loans, education loans, and vehicle finance. Use AI prompts to generate custom workflows instantly. Pre-built components handle everything from onboarding to disbursement.

90%

faster time-to-market

Build digital lending workflows that scale

Launch new products

Modify Live Journeys

Optimize conversions

Add new integrations

Cale partner networks

Building digital lending journeys from scratch takes months of development time with 6+ teams coordinating haphazardly 

Start with battle-tested industry- templates for personal loans, business loans, LAP, home loans, education loans, and vehicle finance. Use AI prompts to generate custom workflows instantly. Pre-built components handle everything from onboarding to disbursement.

90%

faster time-to-market

Solutions

Accelerate Your Lending Innovation

Accelerate Your Lending Innovation

Transform how you build, optimize, and scale digital lending journeys with our comprehensive studio platform. 

Build

Build

Create Journeys in Minutes Generate custom lending journeys using AI-powered prompts or select from our library of pre-configured templates spanning personal loans, business loans, education loans, LAP, and home loans. No coding required—just describe your requirements and watch your journey come to life.

Optimize

Optimize

Perfect Every Customer Interaction Fine-tune workflows, modules, pages, fields, and validation rules with granular control. Customize decision logic, integrate third-party services, and adapt journeys to match your exact business requirements and compliance needs.

Launch

Launch

Deploy Across Every Channel Go live instantly across multiple origination channels—mobile apps, web portals, partner platforms, and branch systems. Maintain consistent experiences while adapting to channel-specific requirements with our responsive journey engine. 

Analyze

Analyze

Drive Continuous Performance Improvement Monitor real-time journey analytics, run A/B tests on different variations, and identify drop-off points. Use data-driven insights to optimize conversion rates, reduce abandonment, and enhance customer experience at every step. 

Success stories

Empowering businesses with Sentinel

A look at how Sentinel transforms lending and decisioning workflows for modern digital lending programs to improve efficiency and effectiveness across risk, policy, and distribution.

Ring incurred high costs and delays due to manual financial document verification.

90%

Reduction in turnaround time for policy changes

67%

Savings on engineering resources

1.5 months

Saved in getting LAP offering to market, well ahead of schedule

Success stories

Empowering businesses with Sentinel

A look at how Sentinel transforms lending and decisioning workflows for modern digital lending programs to improve efficiency and effectiveness across risk, policy, and distribution.

90%

Reduction in turnaround time for policy changes

67%

Savings on engineering resources

1.5 months

were saved in getting LAP offering to market, well ahead of schedule.

Success stories

Empowering businesses with Sentinel

A look at how Sentinel transforms lending and decisioning workflows for modern digital lending programs to improve efficiency and effectiveness across risk, policy, and distribution.

Ring incurred high costs and delays due to manual financial document verification.

90%

Reduction in turnaround time for policy changes

67%

Savings on engineering resources

1.5 months

Saved in getting LAP offering to market, well ahead of schedule

Trusted by 100s of enterprises

  • At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    Young man in baseball caps wearing glasses
    Rahul Sanklecha
    Head of Projects
    IIFL Finance
  • As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    Young Asian woman smiling
    Karan Mehta
    CTO and Co-Founder
    Ring (formerly Kissht)
  • With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    Young man in glasses smiling at the camera
    Mehekka Oberoi
    Director
    IIFL Open Neobank
  • Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Young girl smiling at the camera
    Saurabh Jha
    Policy Head
    Muthoot FinCorp ONE
  • At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    Young man in baseball caps wearing glasses
    Rahul Sanklecha
    Head of Projects
    IIFL Finance
  • As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    Young Asian woman smiling
    Karan Mehta
    CTO and Co-Founder
    Ring (formerly Kissht)
  • With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    Young man in glasses smiling at the camera
    Mehekka Oberoi
    Director
    IIFL Open Neobank
  • Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Young girl smiling at the camera
    Saurabh Jha
    Policy Head
    Muthoot FinCorp ONE
  • At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
    Young man in baseball caps wearing glasses
    Rahul Sanklecha
    Head of Projects
    IIFL Finance
  • As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
    Young Asian woman smiling
    Karan Mehta
    CTO and Co-Founder
    Ring (formerly Kissht)
  • With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
    Young man in glasses smiling at the camera
    Mehekka Oberoi
    Director
    IIFL Open Neobank
  • Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
    Young girl smiling at the camera
    Saurabh Jha
    Policy Head
    Muthoot FinCorp ONE

Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning

Supercharge lending

What is Sentinel

Empowering risk teams with full control over digital lending 

We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.

Data Sources

Bureau

Banking

Customer Demography

GST

More sources

Use cases

Underwriting

Fraud detection

Early warning signals

Audit reports

Internal automations

Diverse data sources

KYC service

Monitoring & reports

Policy builder

Third-party integrations

What is Sentinel

Empowering risk teams with full control over digital lending 

We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.

GST

More sources

Bureau

Banking

Customer Demography

Data Sources

Audit reports

Internal automations

Underwriting

Fraud detection

Early warning signals

Use cases

Diverse data source

Policy builder

KYC service

Third party integerations

Montoring & Reports

What is Sentinel

Empowering risk teams with full control over digital lending 

We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.

GST

More sources

Bureau

Banking

Customer Demography

Data Sources

Audit reports

Internal automations

Underwriting

Fraud detection

Early warning signals

Use cases

Diverse data source

Policy builder

KYC service

Third party integerations

Montoring & Reports

FinBox raises $40M Series B

FinBox raises $40M Series B