Journey Studio
Launch Credit Products
in Days, Not Months
credit decisioning
credit decisioning
Build, optimize, and launch onboarding journeys with AI-powered FinBox Journey Studio.
Build, optimize, and launch onboarding journeys with AI-powered FinBox Journey Studio.
Trusted by
Trusted by

Press release
FinBox raises $40M Series B to power faster, fairer, and more inclusive credit
faster launch for new loan journeys
reduction in implementation costs
higher conversion rates with optimized journeys
Automate lending journeys at speed
Credit Underwriting
Identity Decisioning
Partnership-based lending
Fraud Detection
Case Management

Turn complex policies into neat workflows
Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.
95%
reduction in TAT for policy changes
176%
Desc for metric 1
67%
reduction in engineering effort
Automate lending journeys at speed
Credit Underwriting
Identity Decisioning
Partnership-based lending
Fraud Detection
Case Management

Turn complex policies into neat workflows
Whether you’re creating basic workflows or sophisticated models involving dynamic pricing and adaptive journeys, build them easily without writing a single line of code.
95%
reduction in TAT for policy changes
176%
Desc for metric 1
67%
reduction in engineering effort
Introducing Journey Builder
Build any lending journey your business needs
FinBox Journey Studio enables lending teams to launch customer onboarding journeys through its AI-powered visual workflow builder. It makes speed a competitive advantage and turns GTM into a breeze for new products and programs. While traditional implementations lock you into months of development cycles, we get you market-ready in days — delivering enterprise-grade reliability your customers expect
Build digital lending workflows that scale
Launch new products
Modify Live Journeys
Optimize conversions
Add new integrations
Cale partner networks
Building digital lending journeys from scratch takes months of development time with 6+ teams coordinating haphazardly
Start with battle-tested industry- templates for personal loans, business loans, LAP, home loans, education loans, and vehicle finance. Use AI prompts to generate custom workflows instantly. Pre-built components handle everything from onboarding to disbursement.
90%
faster time-to-market
Build digital lending workflows that scale
Launch new products
Modify Live Journeys
Optimize conversions
Add new integrations
Cale partner networks
Building digital lending journeys from scratch takes months of development time with 6+ teams coordinating haphazardly
Start with battle-tested industry- templates for personal loans, business loans, LAP, home loans, education loans, and vehicle finance. Use AI prompts to generate custom workflows instantly. Pre-built components handle everything from onboarding to disbursement.
90%
faster time-to-market
Build digital lending workflows that scale
Launch new products
Modify Live Journeys
Optimize conversions
Add new integrations
Cale partner networks
Building digital lending journeys from scratch takes months of development time with 6+ teams coordinating haphazardly
Start with battle-tested industry- templates for personal loans, business loans, LAP, home loans, education loans, and vehicle finance. Use AI prompts to generate custom workflows instantly. Pre-built components handle everything from onboarding to disbursement.
90%
faster time-to-market
Solutions
Accelerate Your Lending Innovation
Accelerate Your Lending Innovation
Transform how you build, optimize, and scale digital lending journeys with our comprehensive studio platform.
Build
Build
Create Journeys in Minutes Generate custom lending journeys using AI-powered prompts or select from our library of pre-configured templates spanning personal loans, business loans, education loans, LAP, and home loans. No coding required—just describe your requirements and watch your journey come to life.
Optimize
Optimize
Perfect Every Customer Interaction Fine-tune workflows, modules, pages, fields, and validation rules with granular control. Customize decision logic, integrate third-party services, and adapt journeys to match your exact business requirements and compliance needs.
Launch
Launch
Deploy Across Every Channel Go live instantly across multiple origination channels—mobile apps, web portals, partner platforms, and branch systems. Maintain consistent experiences while adapting to channel-specific requirements with our responsive journey engine.
Analyze
Analyze
Drive Continuous Performance Improvement Monitor real-time journey analytics, run A/B tests on different variations, and identify drop-off points. Use data-driven insights to optimize conversion rates, reduce abandonment, and enhance customer experience at every step.
Success stories
Empowering businesses with Sentinel
A look at how Sentinel transforms lending and decisioning workflows for modern digital lending programs to improve efficiency and effectiveness across risk, policy, and distribution.


90%
Reduction in turnaround time for policy changes
67%
Savings on engineering resources
1.5 months
Saved in getting LAP offering to market, well ahead of schedule
Success stories
Empowering businesses with Sentinel
A look at how Sentinel transforms lending and decisioning workflows for modern digital lending programs to improve efficiency and effectiveness across risk, policy, and distribution.



90%
Reduction in turnaround time for policy changes
67%
Savings on engineering resources
1.5 months
were saved in getting LAP offering to market, well ahead of schedule.
Success stories
Empowering businesses with Sentinel
A look at how Sentinel transforms lending and decisioning workflows for modern digital lending programs to improve efficiency and effectiveness across risk, policy, and distribution.


90%
Reduction in turnaround time for policy changes
67%
Savings on engineering resources
1.5 months
Saved in getting LAP offering to market, well ahead of schedule
Trusted by 100s of enterprises
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.

Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering

Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.

Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.

Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.

Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering

Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.

Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.

Saurabh Jha
Policy Head
Muthoot FinCorp ONE
At IIFL, FinBox’s BankConnect cut costs by 30% and boosted MSME loan approvals by 17%, with smarter fraud detection and 41% conversions.

Rahul Sanklecha
Head of Projects
IIFL Finance
As a founder, I love how Sentinel gives real-time visibility, lets me spot drop-offs, and debug issues without engineering. It’s fast, intuitive, and empowering

Karan Mehta
CTO and Co-Founder
Ring (formerly Kissht)
With our complex lending ops, moving to centralized rules was a must. Choosing Sentinel was easy—it’s more than a rules engine; it’s a full lending system.

Mehekka Oberoi
Director
IIFL Open Neobank
Sentinel supports our MSME credit vision by enabling fast policy changes, improving efficiency, and expanding credit access.

Saurabh Jha
Policy Head
Muthoot FinCorp ONE
Supercharge lending
Streamline onboarding, accelerate lending, and enable data-driven decisioning


Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending

Streamline onboarding, accelerate lending, and enable data-driven decisioning
Supercharge lending

Risk Management
Identity Verification
Risk Management
Identity Verification
Risk Management
Identity Verification
What is Sentinel
Empowering risk teams with full control over digital lending
We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.
Data Sources
Bureau
Banking
Customer Demography
GST
More sources










Use cases
Underwriting
Fraud detection
Early warning signals
Audit reports
Internal automations
















Diverse data sources
KYC service
Monitoring & reports
Policy builder
Third-party integrations





What is Sentinel
Empowering risk teams with full control over digital lending
We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.
GST
More sources
Bureau
Banking
Customer Demography
Data Sources
Audit reports
Internal automations
Underwriting
Fraud detection
Early warning signals
Use cases
Diverse data source
Policy builder
KYC service
Third party integerations
Montoring & Reports

What is Sentinel
Empowering risk teams with full control over digital lending
We believe that those who understand the business best should have full control over decision-making. This is why we created Sentinel — a no-code credit decisioning platform.
GST
More sources
Bureau
Banking
Customer Demography
Data Sources
Audit reports
Internal automations
Underwriting
Fraud detection
Early warning signals
Use cases
Diverse data source
Policy builder
KYC service
Third party integerations
Montoring & Reports

























